Central Bank and Commercial Banks

The Japanese stock market: The Japanese stock market fluctuated wildly during the day, according to Asahi Shimbun. The benchmark Nikkei Stock Average rose sharply after the announcement and then plunged to a level below the previous day close before rebounding to end higher. The central bank announcement of the decision Jan. 29 stunned stock and currency markets. By having a negative interest rate, the BOJ charges the negative interest on the current account deposits of commercial banks. The move is aimed at encouraging commercial banks to use the money they keep in their current accounts at the central bank to expand their lending to businesses. In other words, commercial banks have to pay a kind of fee to keep their money at the central bank instead of receiving money on their deposits. (news.financializer.com). As reported in the news.

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