Alternative Finance: Funding Circle and Uk Market

alternative finance: It said it was examining online alternative finance to take account of the UK market rapid growth from 1.7bn of loans, investments and donations in 2014 to 3.2bn last year, according to The Guardian. Peer-to-peer operators, including Zopa and Funding Circle, cut out banks by matching borrowers and lenders. The Financial Conduct Authority said it had concerns about loan-based businesses also known as peer-to-peer P2P lenders and investment-based platforms. Investment-based platforms such as Crowdcube let companies sell shares and bonds to investors who are often enthusiasts for their products. FCA to shake up fund management to get better deal for investors Read more The FCA said it was difficult for investors to understand the risks and returns of crowdfunding, marketing material was sometimes unclear and misleading, and some firms did not manage risks and conflicts of interest properly. Brew Dog, the self-styled punk brewer, has raised 26m from UK beer drinkers using crowdfunding. (news.financializer.com). As reported in the news.