Near-Zero Returns: Asset and Mobile-Based Services

near-zero returns: Now, a younger generation of women is looking at a wider asset range in which to park investments, according to The Japan Times. Like their elders, kiny joshi finance girls who are largely in their 20s and 30s, face a challenging investment landscape with bank deposits offering minimal, near-zero returns. ; Unlike their senior counterparts, however, younger female investors tend to be more frugal and averse to overexposure to any one single asset class. Watanabes, a reference to the metaphorical housewife who invests family savings mostly in foreign exchange. For this reason, many of them are tapping a broader asset universe using mobile-based services to keep costs low. All my savings were in cash, but I thought that's really scary, said Haruka Hirokawa, 32, who works at a call center for a domestic life insurer. While younger female investors account for a much smaller chunk of Japan's investment base than their seniors do, their increasing appetite for yield represents a significant mobilization of personal capital into global financial markets. (news.financializer.com). As reported in the news.