Creation: Renewal Terms and Shared-Equity Mortgages

creation: He made arguments in favour of several possibilities such as encouraging borrowers to choose renewal terms longer than five years, the creation of a market for private, mortgage-based securities and the launch of shared-equity mortgages for first-time home buyers, according to The Toronto Star. Bank of Canada governor Stephen Poloz suggested there should be more work to promote the merits of fixed-rate loans longer than five years because many people are unaware that longer-term options already exist. Poloz used a speech Monday to call for more choice in the country's mortgage marketplace. Adrian Wyld / THE CANADIAN PRESS file photo More innovation would help boost flexibility for borrowers, lenders and investors, while also lowering risks in the financial system, Poloz said in Winnipeg. But we should not stop looking for improvements and I invite all of you to join this effort. To be clear, the system is not broken it has served Canadians and financial institutions well, he said in his speech to the Canadian Credit Union Association and Winnipeg Chamber of Commerce. (news.financializer.com). As reported in the news.

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